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<p><strong>February 05, 2026 01:17 PM EST</strong></p>
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<h2 id="mntl-blogpost__headline_1-0" class="comp mntl-blogpost__headline mntl-text-block"><strong>Young Americans Are Reentering the Housing Market, Yet Many Remain Excluded</strong></h2>
<p><strong>FROM 18 minutes ago</strong></p>
<p>Homeownership rates among Americans under 35 have reached their highest level in two years, marking a recovery from previous concerns regarding young buyers being priced out of the market.</p>
<p>Recent findings from the Census Bureau's Housing Vacancy Survey indicate that as of Q4 2025, 37.9% of households led by individuals under 35 owned their homes. This reflects an increase of 1.6 percentage points from a year prior, when the rate had dropped to 36.3%—the lowest in five years. Analysts were surprised by this uptick, as many expected a continued decline in homeownership.</p>
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<figcaption id="mntl-figure-caption_1-0" class="comp mntl-figure-caption text-utility-100 figure-caption figure-article-caption"><span class="figure-article-caption-text">Homeownership among those aged 35 and under has climbed but is still 6 percentage points shy of the peak observed two decades ago.</span></figcaption>
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<p>Analysts attribute the improvement to declining mortgage rates and a slight reduction in home prices, which are encouraging younger buyers to re-enter the market. Nonetheless, nearly two-thirds of young households still do not own homes, with current rates significantly below the 43.6% peak witnessed during the housing boom in the mid-2000s.</p>
<p>For further details, read the full article <a href="https://www.investopedia.com/americans-under-35-are-finally-buying-homes-again-but-many-are-locked-out-here-s-how-you-compare-11900005" target="_blank">here</a>.</p>
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