Essential Insights
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Market downturns are inevitable, so it’s wise to prepare.
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Bitcoin thrives independently of any single company or group.
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XRP requires investment from capital holders to realize its value.
- Discover 10 stocks we favor over Bitcoin ›
While it’s not advisable to expect a market crash daily, having a plan in place can help you react promptly when it occurs. This prompts the question: between Bitcoin (CRYPTO: BTC) and XRP (CRYPTO: XRP), which is more likely to maintain its value post-crash?
Bitcoin’s Structural Advantage
The significant crypto crash on October 10, 2025, wiped out over $1 trillion across crypto markets, providing a clear recent example to evaluate asset performance.
Bitcoin often emerges in better shape after turbulent periods due to its wide base of long-term holders. Historically, it has rebounded from significant declines, exceeding 70%, and ultimately achieved new highs. Its scarcity, bolstered by a halving schedule every four years, remains intact even during market downturns.
XRP’s Recovery May Be Slower
While XRP has previously bounced back from harsh declines, its success is more closely tied to adoption by financial institutions and Ripple’s development progress. Ripple promotes XRP as a faster cross-border payment infrastructure and for managing tokenized assets, exposing it to a broader range of economic risks, which can suppress its price. Thus, during a market crash, XRP is likely to lag behind Bitcoin in terms of recovery.
Should You Invest in Bitcoin Now?
Before deciding to purchase Bitcoin, consider this: The Motley Fool Stock Advisor team has highlighted what they believe are the 10 best stocks currently recommended, and Bitcoin did not make the list.
Past recommendations, like Netflix and Nvidia, significantly outperformed the market, demonstrating the potential for substantial returns. Currently, Stock Advisor boasts an average return of 885%, far exceeding the S&P 500’s 192%.
*Stock Advisor returns as of February 7, 2026.
Alex Carchidi is invested in Bitcoin. The Motley Fool has positions in and recommends both Bitcoin and XRP. For more information, view our disclosure policy.
The views expressed are those of the author and do not necessarily reflect those of Nasdaq, Inc.
