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SoFi (SOFI) saw an 85% increase in 2025, reaching a peak of $32.73. It is currently priced at $27.46.
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In Q3, SoFi reported revenue of $950 million, marking a 37.7% year-over-year growth, and now has 12.6 million members, reflecting a 35% user increase.
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SoFi launched SoFi Crypto in November, becoming the first chartered bank to facilitate cryptocurrency transactions.
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2025 has been a turbulent year for stocks, but the market has shown resilience through fluctuations. As the new year approaches, consider reviewing your portfolio to identify potential changes. If you’re open to adding stocks, SoFi Technologies (NASDAQ: SOFI) stands out in the fintech sector.
SoFi Technologies has established itself as a major disruptor in the industry, catering especially to younger users with a comprehensive app for saving, investing, spending, and budgeting. The year 2025 has been remarkable for the company, with its stock reaching a high of $32.73 after an 85% gain, currently trading at $27.46, starting from $14 at the beginning of the year.
Is there potential for further growth? Should you buy while the stock is under $40? Here’s why SOFI is a leading fintech stock this year. The company has expanded beyond traditional consumer lending, developing robust technology and infrastructure that continually attract new users. Its management is focused on consistent ecosystem growth.
SoFi exceeded revenue expectations in Q4 2023 and is anticipated to continue this trend into 2026. The company is nearing the $1 billion mark in quarterly sales, with strong Q3 results showcasing a 35% user rise and a 36% increase in product offerings. With net income at $139 million and a solid pipeline of new members, SoFi’s outlook remains positive.
Revenue in the financial services sector skyrocketed 76% year-over-year, while technology and lending segments saw 12% and 25% increases, respectively. Anticipated revenue for the upcoming Q4 results is $985 million, with an announcement set for January 30. Additionally, SoFi is diversifying into digital assets with the recent launch of SoFi Crypto.
Due to strong leadership and strategic execution, SOFI has consistently surpassed Wall Street estimates, solidifying its market presence. Although the stock has been hovering between $25 and $30 lately, a robust Q4 could drive its value beyond $30. If you possess SOFI shares, holding onto them for the long term could prove beneficial, as the stock has the potential to substantially increase in value.
