Facing Higher ACA Premiums? Explore Alternative Health Insurance Options Before January 15
With the end of the open enrollment period for ACA plans approaching, many individuals facing steep premium hikes are looking for alternatives outside the Health Insurance Marketplace.
For instance, Rebecca Rush from Boulder, Colorado, experienced significant financial stress during the 2026 ACA enrollment season. Her 2025 Bronze plan premium increased from $760 to $1,001 monthly, making it one of the more affordable options available.
She noted, “I was financially stressed…I’ve had to settle for less comprehensive insurance while still incurring significant out-of-pocket costs.” Consequently, she decided to explore plans outside the marketplace for the first time since the ACA was introduced in 2013.
To read the complete article, follow this link.
–Jeanine Skowronski
Beware the ACA Subsidy Cliff: Strategies to Avoid It
For those purchasing or considering buying health insurance off the exchange, soaring premiums may lead to unexpected tax liabilities in the future. The enhanced premium tax credits that assisted those earning over 400% of the federal poverty line expired at the beginning of the year.
Previously, these subsidies had lessened the financial burden for individuals making above $62,600 in 2025. Those with modified adjusted gross incomes surpassing this threshold may find themselves facing a “subsidy cliff,” where a mere dollar over the limit results in the loss of their tax credit.
For in-depth details, click here.
–Trina Paul
Goldman’s Trading Insights for the Upcoming Earnings Season: Look to Options
As the earnings season approaches, Goldman Sachs analysts have suggested potential trading strategies. Current options pricing indicates a predicted 4.5% average movement in S&P 500 stocks post-earnings, a low level of implied volatility not seen in the last two decades.
Goldman’s research indicates that while there’s an expectation of a calmer earnings season, fundamental drivers of earnings volatility remain significant. Opportunities for post-earnings volatility may arise particularly in sectors such as utilities, healthcare, materials, and industrials.
To learn more about their insights, follow this link.
–Colin Laidley
Nuclear Energy Stocks Surge Following Agreements with Meta
Numerous nuclear energy stocks experienced significant gains following new partnerships with Meta Platforms. Meta announced agreements with Vistra Corp., Oklo, and TerraPower to provide electricity for its operations future, anticipating an increase in capacity by 6.6GW by 2035.
Shares of Vistra and Oklo soared nearly 14%, with other companies like NuScale Power and Constellation Energy also experiencing gains. Details about the financial aspects of these agreements were not made public at the time of the announcement.
For more information, check out this article.
–Aaron McDade
GM Anticipates $6B Loss Amid Shift Away from EVs
General Motors has announced plans to pivot away from electric vehicles, expecting to incur significant impairment charges of $6 billion for the last quarter of 2025 as a result. This follows a similar move by Ford, which is also returning its focus to internal combustion vehicles due to decreased consumer demand for EVs.
Details regarding the outcomes of GM’s review of EV assets are anticipated during their fourth-quarter earnings report later this month, with shares already reflecting a 3.5% decline post-announcement.
For full coverage, read this link.
–Aaron McDade
Massive Wealth Transfer Could Reshape Financial Future for Many Americans
The U.S. is on the brink of an unprecedented wealth transfer, with an estimated $84 trillion expected to move between generations by 2045, significantly influencing various financial strategies including retirement and investments.
Baby boomers are predicted to pass on a substantial portion of this wealth, which raises various considerations regarding the timing, tax implications, and distribution methods involved in the transfer.
To understand how to prepare for this shift, check out this comprehensive article.
–Ali Hussain
